What is a Consultant at Lockton Companies?
At Lockton Companies, a Consultant is a critical strategic advisor who sits at the intersection of client relationship management, risk mitigation, and financial optimization. Because Lockton Companies is the world’s largest independent, privately owned insurance broker, consultants here are not bound by rigid corporate templates or public shareholder pressures. Instead, they operate with a high degree of autonomy, designing bespoke risk management, employee benefits, and commercial insurance programs that directly protect their clients' balance sheets and workforce health.
As a Consultant, your work directly impacts the financial stability and operational resilience of diverse organizations, ranging from mid-market businesses to Fortune 500 enterprises. You will specialize in a distinct line of business—such as Pharmacy Benefits, Stop-Loss, Casualty Risk Control, Population Health, or Workers' Compensation—and serve as the technical subject matter expert for your clients. Whether you are restructuring a construction firm's workers' comp program or optimizing stop-loss contracts for a self-insured employer, your role is to translate complex underwriting data into actionable business strategies.
This position requires a rare blend of deep quantitative aptitude and sophisticated client-facing communication. You will work closely with account executives, underwriters, and client leadership teams (including CFOs and HR Directors) to identify operational vulnerabilities, negotiate with carrier markets, and implement risk-reduction strategies. It is an intellectually demanding, fast-paced role where your technical recommendations have immediate, real-world financial consequences for the clients you represent.

