Your question is Time Value of Money. Take a moment with it on the right.
Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).
What is the time value of money?
Explain why money received today is worth more than the same amount received in the future, distinguish discounting from compounding, and give a brief illustrative calculation. State the assumptions behind your calculation and explain how the concept is used in capital budgeting, valuation, and financial planning.