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Rolling Delinquency SQL
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Rolling Delinquency SQL

HardSQL · PostgreSQL

Problem

Write a SQL query using window functions to calculate a rolling 30-day delinquency rate by customer segment at Credit Saison India.

Use the provided customer, loan, and daily loan status data. Treat a loan as delinquent when days_past_due >= 30. The rate should use observations from the current date and preceding 29 calendar days.

Output

  1. One row per segment and status date with segment, status_date, rolling_delinquent_loans, rolling_observed_loans, and rolling_delinquency_rate.
  2. Exclude records without a customer segment and order by segment, then status_date.

Schema

customers
ColumnTypeDescription
customer_idPKINTUnique customer identifier
segmentVARCHAR(30)Customer risk or business segment
loans
ColumnTypeDescription
loan_idPKINTUnique loan identifier
customer_idINTCustomer who owns the loan
product_typeVARCHAR(30)Loan product category
loan_daily_status
ColumnTypeDescription
status_idPKINTUnique status observation identifier
loan_idINTLoan being measured
status_dateDATEDate of the loan status observation
days_past_dueINTDays the payment is overdue
Tablescustomersloansloan_daily_status
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Your question is Rolling Delinquency SQL. Start with the requirements and the three tables in the Question tab.

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