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Responding to Rising CAC Pressure

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Problem

Scenario

You're advising a consumer financial services business that is seeing acquisition costs rise across paid channels. Leadership is concerned because customer lifetime value has not improved at the same pace, and the economics on new customer cohorts are getting tighter.

Question

If customer acquisition costs (CAC) increase by 15% but customer lifetime value (LTV) remains flat, what strategic levers can we pull to maintain our margins?