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Planning a Banking System Change

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Your question is Planning a Banking System Change. Take a moment with it on the right.

Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).

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Problem

Looking at the overall architecture of a banking system from mainframe to end client, where would you even start when planning to introduce a change or bring in a new feature at The Bancorp?