Your question is Fraud Vectors for P2P Launch. Take a moment with it on the right.
Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).
Chime is launching a new peer-to-peer payment feature. What are the primary fraud vectors you would anticipate, and how would you build a risk framework to mitigate them?
Structure your response across the customer journey, including account creation, funding, payment initiation, recipient behavior, and post-transaction activity. Prioritize the most material risks, explain how you would combine preventive controls, transaction decisioning, monitoring, investigations, and customer communication, and discuss how you would measure effectiveness while limiting false positives.