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Evaluate a Credit Policy Change

HardA/B Testing & Experimentation00:00
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Your question is Evaluate a Credit Policy Change. Take a moment with it on the right.

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Problem

Scenario

You work on a lending portfolio where your team changed a credit policy to improve portfolio performance. Early results suggest better outcomes, but leadership wants to know whether the change truly helped or just shifted risk around.

Question

How would you evaluate whether the policy change improved portfolio performance? Explain how you would frame the experiment, define success, and decide whether the change should ship.