Your question is Creditworthiness and Statement Linkage. Take a moment with it on the right.
Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).
How do you assess credit worthiness of a client? How are the 3 statements linked?
Explain the credit assessment framework, the financial ratios and qualitative factors you would review, and how transactions flow through the income statement, balance sheet, and cash flow statement. Because no client financial data is provided, state which conclusions require additional information rather than inventing a credit decision.