Your question is 5 C's of Credit Priorities. Take a moment with it on the right.
Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).
Explain how you use the 5 C's of credit (capacity, collateral, character, cash flow, and condition) when analyzing a lending opportunity, and tell me which one you prioritize most and why.