Since our founding in 1934 as Orange County Teachers Credit Union, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. Although we offer similar products and services as other institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives. We take to heart the 'people helping people' philosophy, the principal on which credit unions were founded. We support the communities we serve through events, donations, scholarships, and financial literacy programs. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and 5th largest credit union by asset size, our financial stability can be attributed to one thing: providing our Members with world-class personal service to help them better their financial lives. Equal Housing Lender. Federally Insured by NCUA