What is a Data Scientist at Parafin?
At Parafin, a Data Scientist plays a pivotal role in shaping the future of embedded financial services. Parafin operates at the intersection of technology and finance, providing the infrastructure that allows platforms to offer capital, credit cards, and other financial products to small businesses. As a Data Scientist, you are not just building models in isolation; you are directly responsible for the algorithms that evaluate risk, predict underwriting outcomes, and drive product growth for thousands of merchants.
The impact of this role is immediate and highly visible. By analyzing transactional, platform, and external data, you will design predictive models that determine creditworthiness and prevent fraud while keeping friction to a minimum. Your work directly influences Parafin's core unit economics, partner relationships, and the financial health of the small businesses using the platform.
This position is exceptionally collaborative and intellectually challenging. You will partner closely with engineering, product, and risk operations teams to translate complex statistical concepts into production-ready systems. Whether you are optimizing underwriting models or designing experiments to test new product features, you will tackle high-dimensional data problems in an environment that values rigor, speed, and business intuition.