Be ready to go over:

• Structured Problem Solving – Breaking down a complex compliance problem into clear, manageable components.
• Data-Driven Recommendations – Backing up your risk assessments and operational proposals with clear logic and available data points.
• Presentation Delivery – Communicating your findings clearly and confidently, defending your decisions under questioning from the panel.

Example questions or scenarios:

• "Present a risk-mitigation strategy for onboarding a complex marketplace merchant with thousands of sub-merchants."
• "Analyze this sample merchant portfolio, identify the top three compliance risks, and propose an automated solution to monitor them."

Cultural Fit & The Adyen Formula

We place immense value on how you work. The Adyen Formula guides all of our decisions, and our interviewers will actively assess whether your natural working style aligns with these principles.

Be ready to go over:

• Teamwork over Ego – Demonstrating a collaborative mindset and a willingness to support your peers to achieve collective goals.
• Direct Communication – Showing that you can communicate honestly, constructively, and respectfully across different teams.
• Ownership & Initiative – Providing examples of how you have taken full responsibility for a project, navigated ambiguity, and driven a solution to completion without constant supervision.

Example questions or scenarios:

• "Describe a time when you disagreed with a colleague or manager on a compliance decision. How did you resolve it?"
• "How do you handle working in a highly decentralized environment where processes are not always clearly defined?"

As a Risk Analyst at Adyen, your day-to-day activities will be dynamic, requiring you to balance analytical tasks with cross-functional collaboration. You will be directly responsible for executing our compliance procedures and ensuring our platform remains secure as we scale.

Your primary responsibilities will include:

• Executing CDD and KYC Procedures – Performing detailed reviews of merchant documentation, verifying corporate structures, and conducting ongoing risk assessments to ensure continuous compliance.
• Direct Merchant Communication – Acting as the first point of contact for merchants during the CDD review process, helping them navigate compliance requirements with clarity and empathy.
• Cross-Functional Collaboration – Partnering closely with our commercial, compliance, and product teams to streamline onboarding workflows and resolve complex risk-related issues.
• Driving Process Improvements – Identifying operational bottlenecks in our compliance workflows and championing automated solutions to improve efficiency and scalability.
• Global Alignment – Collaborating with peer risk teams in Amsterdam, San Francisco, and other regional offices to maintain consistency in our global risk management practices.

We look for analytical, curious, and motivated individuals who are excited about the intersection of technology and finance. While prior compliance experience is highly valued, we place a strong emphasis on your potential, your problem-solving mindset, and your cultural alignment.

• Must-have skills

  • At least one year of professional experience (this can include relevant internships, co-ops, or significant extracurricular activities).
  • Excellent analytical capabilities with a strong attention to detail and a natural curiosity to investigate complex problems.
  • Outstanding written and verbal communication skills in English, with the ability to explain complex regulatory concepts clearly.
  • A strong sense of personal ownership and comfort working in an unstructured, fast-paced environment.
  • A genuine interest in onboarding, KYC/CDD, and fintech operational processes.

• Nice-to-have skills

  • Prior experience working in compliance, risk management, or operations within a financial institution or fintech company.
  • Familiarity with data analysis tools, SQL, or workflow automation platforms.
  • Fluency in additional languages, which is highly beneficial for conducting reviews across our diverse global merchant base.

Q: How technical is the Risk Analyst interview process at Adyen? A: The process does not typically require advanced coding or system design skills. However, it is highly analytical. You must be comfortable working with complex data, understanding corporate structures, and navigating regulatory frameworks. The focus is on your logical reasoning and your risk-based approach to problem-solving.

Q: What is the most common reason candidates do not pass the interview process? A: Many candidates focus solely on memorizing compliance rules and fail to demonstrate the analytical flexibility we look for. At Adyen, we value candidates who can think critically, adapt to ambiguous situations, and align their decision-making with The Adyen Formula. Communication and presentation skills during the case study stage are also critical filters.

Q: How does Adyen view remote and hybrid work for this position? A: Adyen strongly values in-office collaboration to foster teamwork, mentorship, and cultural cohesion. While we offer flexible hybrid working arrangements depending on the office location, you should expect to spend a significant portion of your week working alongside your team in our local office.

Q: Is there opportunities for global travel or relocation in this role? A: Yes. As part of a global team, you may have opportunities to travel (approximately 10% of the time) to collaborate with peers in our other regional offices, such as our headquarters in Amsterdam. Adyen supports internal mobility and career growth across our global locations for proven performers.

To help you stand out during your interviews, keep these practical, insider tips in mind:

• Embody the Adyen Formula: Do not just memorize our values; weave them naturally into your behavioral answers. Show how you prioritize long-term business growth, value diverse perspectives, and communicate directly and transparently.

• Focus on Scalability: When discussing process improvements or solving case studies, always consider how your solution would scale. Adyen processes transactions at an immense volume; manual, highly repetitive solutions are rarely the right answer.

• Show Your Curiosity: We love candidates who ask insightful, open-ended questions. Use your time at the end of each interview to ask about the team's current challenges, the evolving regulatory landscape, or how the team collaborates globally.

• Be Ready for Global Nuances: Adyen operates globally. Be prepared to discuss how different cultural norms, local business practices, and regional regulatory variations can impact compliance workflows and merchant relationships.

The Risk Analyst position at Adyen offers an exceptional opportunity to build a meaningful career at the forefront of the fintech industry. By joining our team, you will take on genuine ownership, solve complex global compliance challenges, and contribute directly to the success of some of the world's most innovative merchants.

To maximize your chances of success, focus your preparation on mastering the fundamentals of KYC/CDD, practicing your structured problem-solving skills, and deeply aligning your personal experiences with The Adyen Formula. Approach each interview stage with confidence, curiosity, and a collaborative spirit.

The compensation details shown above reflect our commitment to offering competitive, transparent salary ranges that attract top-tier talent. When preparing for your offer discussions, consider how your unique combination of analytical skills, regulatory knowledge, and fintech enthusiasm can drive immediate value for our global risk operations. For additional preparation resources, real interview experiences, and peer insights, explore the comprehensive tools available on Dataford. Good luck with your preparation—we look forward to seeing your application progress!