Kotak Mahindra Bank Software Engineer interview experience

The offer structure I was given had a base around 37, a bonus around 3.7, and deferred cash of about 40 spread over four years. With roughly six years of total experience, I felt the base number was lower than what I expected for the market.

I remember immediately focusing on timing too—how long it would take for the offer letter to be generated after the HR call—because once compensation is discussed, the uncertainty becomes hard to ignore. The details were clear enough to compare, but emotionally it still left me negotiating internally over whether the overall package was enough.

I didn’t