American Express Credit Analyst interview experience

The questions mixed background conversation with technical checks, and the vibe was relaxed enough that it didn’t feel like I was battling nerves.

I was asked about my background, then got a high-level SQL question focused on JOINs. From there, the interview shifted into credit-product reasoning: I discussed how I would approach a credit product alongside delinquency rate considerations, and I had to talk through what types of data or factors would be needed for a specific credit problem.

It was the kind of interview where the hardest part wasn’t finding the “right answer,” but staying