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Which Loan to Finalize

MediumFinance & Accounting00:00
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Your question is Which Loan to Finalize. Take a moment with it on the right.

Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).

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Problem

If you have a loan for $10,000 that you are reviewing and another for $20,000 that you have not heard from the customer on, which would you pursue to finalize and why?