Welcome to your interview.
The question is on your right: Santander Market Position and Challenges. Take a moment with it first.
Talk your thinking through with me if you like - when you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes). Discussion and graded submissions share your five interviewer interactions, so spend them well.
What do you know about Santander's current market positioning, and what challenges do you think the bank will face in the next three years?