Your question is Open Finance and RTP Strategy. Take a moment with it on the right.
Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).
You're advising a financial institution that is seeing faster change in account-to-account payments, API-based data sharing, and customer expectations around instant money movement. Leadership wants a clear view of what is changing in Open Finance and real-time payments, and what strategic moves matter most over the next few years.
What are the key trends currently shaping the Open Finance and real-time payments landscape, and how should financial institutions adapt?