Your question is Monolith vs Microservices Trade-offs. Take a moment with it on the right.
Talk me through your thinking if you like. When you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes).
Explain the trade-offs between monolithic and microservices architecture in a financial services context.
Discuss how you would choose between the approaches for systems that process sensitive financial data and require strong security, reliability, auditability, and regulatory controls. Address service boundaries, deployment, data consistency, operational complexity, failure isolation, team ownership, and migration strategy.