Welcome to your interview.
The question is on your right: Investigate Defaults vs Fraud Ring. Take a moment with it first.
Talk your thinking through with me if you like - when you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes). Discussion and graded submissions share your five interviewer interactions, so spend them well.
If we observe a sudden spike in loan defaults from a specific geographic region at Affirm, how would you investigate whether this is driven by credit deterioration or an organized fraud ring?