Interview Guides
You are reviewing a mid-sized commercial insurer's decision to buy a quota-share reinsurance treaty on its property book. The CFO wants you to explain, in depth, how the insurance economics change before and after reinsurance, including the effect on underwriting profit and retained risk. You have one year of simplified GAAP-style results and the treaty terms. The board wants to know whether the deal improves earnings enough to justify the ceded premium.