Welcome to your interview.
The question is on your right: Assess Cat Property Underwriting Risk. Take a moment with it first.
Talk your thinking through with me if you like - when you're confident, submit your answer and I'll grade it like a real screen (7/10 or better passes). Discussion and graded submissions share your five interviewer interactions, so spend them well.
You're advising an insurance and reinsurance team that writes commercial property business with meaningful exposure to hurricanes, convective storm, flood, and wildfire. Leadership wants a clear view of whether the portfolio is attractive on a risk-adjusted basis, where the concentrations sit, and whether current underwriting terms are adequate given catastrophe volatility. They also want to know how you would separate attritional performance from tail risk, and how you would use portfolio analytics to support underwriting actions.
How would you assess the underwriting risk of a commercial property portfolio exposed to natural catastrophes?