What is a Financial Analyst at Upstart?
At Upstart, a Financial Analyst plays a pivotal role in bridging the gap between cutting-edge artificial intelligence and real-world credit operations. Unlike traditional financial institutions that rely solely on legacy credit scores, Upstart leverages machine learning models to assess risk and expand access to affordable credit. As a analyst on this team, you are responsible for evaluating borrower profiles, analyzing complex financial statements, and ensuring the integrity of the credit decisioning pipeline.
Your work directly impacts the performance of Upstart's lending products and the financial health of thousands of daily applicants. You will collaborate closely with operations, risk management, and product teams to refine underwriting processes, analyze credit data, and identify trends in borrower behavior. This role requires a unique blend of analytical rigor, financial acumen, and exceptional communication skills to navigate a fast-paced, high-growth fintech environment.
This position is ideal for analytical thinkers who want to influence the future of credit. Whether you are validating income documentation, analyzing loss reserves, or optimizing operational workflows, your insights will directly shape how Upstart scales its lending platform safely and equitably.

