What is a Data Analyst at Upstart?
At Upstart, a Data Analyst plays a pivotal role in transforming how credit is evaluated and delivered. Upstart is an AI-driven lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables to predict creditworthiness. As an analyst, you are not simply compiling reports; you are directly influencing the algorithms, product features, and strategic decisions that determine how millions of borrowers access capital.
You will work closely with product managers, machine learning engineers, and risk operations teams to analyze complex transactional, behavioral, and financial datasets. Your insights will directly shape borrower conversion funnels, marketing attribution strategies, and credit risk models. This requires a unique blend of technical execution, rigorous statistical thinking, and the ability to translate complex data into clear, actionable business strategies.
Because Upstart operates in a highly regulated and fast-moving fintech space, the scale and complexity of the data you handle are immense. You will be tasked with identifying friction points in the loan application process, evaluating the impact of new underwriting models, and designing experiments that drive growth while maintaining risk boundaries. It is an intellectually challenging environment where data-driven arguments win, making the analytical function highly respected and influential across the entire organization.


